No need to panic and cash out
I have done somewhere around 5 hours of research on this since the UIGEA was finalized to find out just exactly what the situation is and I have heard from multiple sources that this law clearly does not prevent the player from cashing out and receiving their funds. The law only attempts to make it harder to get money online.
It is not illegal for you to play poker online.
You money will be just fine and always be accessable on your site regaurdless of this law.
IMO the biggest fear here is that more online poker sites chickin out and start to refuse service to U.S. players. And even if this happens your funds will still be fine. I dealt with this in 2006 when ipoker network stopped dealing with U.S. players. I was still able to get on the site and cashout. I was just denied from being able to sit at tables.
I hope this can alleviate some of the fears that you guys might have. I know it might feel like the sky is falling but once you do the research it doesn't seem like time to panic. It definately is not a good thing but IMO not nearly as bad as in 2006 when the bill was passed.